Deborah, a disability client

Deborah, a disability client

Just a note of thanks to Attorney Musinsky for all the help and support you have given me through this difficult time. Your counseling made a scary situation a much calmer solution and for that I am grateful. Keep up the good work. Hope the holiday season is a happy and healthy one. The best to you and your team in “2017.”

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Social Security Disability Insurance (SSDI)

Contact a New Hampshire Disability Attorney for a Free Consultation

If you have worked and contributed to the Social Security system but have become disabled and unable to work, contact the experienced attorneys at the Law Office of Manning & Zimmerman at (603) 239-2489, complete a request for a consultation on our website, or send us an email.

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Experienced  *  Knowledgeable  *  Personally Committed to Justice

Leigh, a disability client

I cannot say enough about the assistance I received from Manning & Zimmerman.  With my recent illness it was difficult to navigate the disability laws. Not only were they there for me professionally to accomplish this, but they were also there with an empathetic ear to offer emotional support. They helped me through a very difficult time in my life, but most importantly got me benefits that I am certain would have been denied without their knowledge and expertise. I can’t thank them enough!

New Hampshire auto accident lawyers

Do’s and Don’ts After a New Hampshire Auto Accident

What You Should Do – and Not Do -Following a New Hampshire Auto Accident

The New Hampshire auto accident attorneys at Manning & Zimmerman Law know that being involved in a motor vehicle crash is usually a stressful and painful time, as well as a major disruption to daily life, work, and social activities.

It can also be a confusing time. After being involved in a New Hampshire auto accident, most people don’t know how to deal with an insurance company. Consequently, they lose a considerable amount of time and money in the process. What follows are some suggestions for what you should and shouldn’t do in the days following a New Hampshire car crash.

The First Step to Take

DOGet the Medical Treatment You Need and Focus on Getting Better

The first thing you should do if you have been injured in a car crash is seek immediate medical treatment. Preferably, you should seek initial treatment at a hospital emergency room or urgent care facility. You should also be mindful of what you tell paramedics and emergency room personnel about “what hurts” and how you’re feeling at that time as these statements will be recorded in your medical records. Be complete in your description of what hurts following a New Hampshire auto accident.

The longer you delay in seeking initial medical treatment after an accident, the more likely the insurance company will downplay the seriousness of your injuries. For example, if you’re claiming that at the scene of the accident you felt sharp back pains that continued for months, and an insurance adjuster finds out that you waited five days before you sought initial care at an emergency room or urgent care facility, the adjuster is going to be skeptical about the nature and severity of your claimed injuries.

Just because you don’t experience severe pain immediately following a New Hampshire auto accident doesn’t mean you haven’t been injured. Injuries oftentimes take days, and sometimes weeks, to fully manifest themselves. When in doubt, you should be examined by an emergency room or urgent care doctor. It’s also a good idea to follow up with your primary care physician soon after the accident. This is essential if an emergency room or urgent care doctor specifically recommends that you follow up in this manner.

In the weeks and months following your accident, follow through with all of your healthcare providers’ treatment recommendations: attend all physical therapy sessions and medical appointments, arrive at your appointments on time, refrain from “discharging yourself” from care at any facility, and continue treating until the healthcare provider recommends otherwise or discharges you. When it comes to medical treatment, continuity and consistency are the name of the game.

You should know that when an insurance adjuster evaluates your claim, he or she will have copies of all of your medical records and bills on hand. If the insurance adjuster notices that you did not complete all of your treatment, did not comply with treatment protocols, failed to show up for medical or physical therapy appointments – or if there are significant gaps in your medical treatment or physical therapy – the adjuster will make note of these deficiencies and will undervalue your claim. If your case does not settle and proceeds forward to trial, a savvy defense attorney will bring these weaknesses to the jury’s attention.

The Next Step to Take

DO – Contact an Experienced Personal Injury Attorney

In addition to focusing on getting well following your motor vehicle accident, you should contact a personal injury attorney at the Law Office of Manning & Zimmerman, PLLC. Our attorneys can accomplish the preliminary legwork, allowing you to focus on your most important concern at that moment: getting better. Navigating the legal process and working with savvy insurance companies and their adjusters is difficult, and you need someone in your corner who is well-versed in the law and who can safeguard all of your legal rights following a New Hampshire auto accident

As you finish treating for your injuries, your New Hampshire injury lawyer at Manning & Zimmerman Law can gather all of your medical records and bills, allowing you time to focus on your recovery. Once you have finished treating for your injuries, your attorney can submit your medical bills and records to the insurance company and can negotiate a fair and reasonable settlement on your behalf. If you choose not to accept an inadequate settlement offer from the insurance company (as their initial offers are usually low), your attorney can file suit on your behalf, assist you with navigating the litigation process, and bring your case to a conclusion via settlement, trial, or some form of alternative dispute resolution, such as mediation or arbitration.

What to Not Do

DO NOT – Talk to the Insurance Company’s Adjuster

One thing that you should not be doing is speak with an insurance company. If you do, never give them a recorded statement. Insurance adjusters are not interested in safeguarding your rights, paying your claim, or compensating you for your injuries. They are, after all, representatives of the insurance company. As such, their true loyalty rests in ultimately saving the insurance company money. Instead of talking with the insurance company, contact our office. Let us deal with the insurance adjuster on your behalf.

DO NOT – Agree to Give a Recorded Statement to an Insurance Company’s Adjuster or Other Representative

A “recorded statement” is a statement that an insurance company representative takes from you. The insurance companies train their employees in asking questions in such a way that they will hopefully benefit. Such statements are sometimes recorded in a law office (no judge or jury present). The recording consists of a series of questions (asked by the insurance adjuster) about how your injury happened. It also covers the extent of your injuries and damages, time missed from work, and anything else they might dispute. Insurance companies often request these recorded statements when there is some question about fault in a car crash case. Recorded statements are never taken for the injured plaintiff’s benefit. Only the insurance company may potentially benefit from such a statement.

Never agree to provide a recorded statement to an insurance company. Answering just one tricky question could potentially result in a denial of liability by the insurance company. It can also have a disastrous impact on the outcome of your personal injury case. Anything that you say during a recorded statement could potentially be used against you later on in your case.

Contact our New Hampshire Auto Accident Attorneys

Have you been injured by someone else’s careless acts and would like more information on filing a personal injury lawsuit? If so, contact the New Hampshire auto accident attorneys at the Law Office of Manning & Zimmerman. Insurance companies have lawyers and you should too! We may be reached at (603) 605-0547 or by email at info@MZLawNH.com.

Experienced.  Knowledgeable.  Personally Committed to Justice.

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Hiring a New Hampshire Injury Attorney

When To Hire a New Hampshire Injury Attorney

Being injured in a motor vehicle collision, hurt at work, a victim of medical negligence, or suffering any other type of personal injury is too often a life changing event. When you are injured as the result of someone else’s negligence, your first priority should be to seek medical treatment and recover as much as possible from your injuries. Making sure you receive the compensation you are entitled to under the law is where an experienced New Hampshire injury attorney comes into play. This article will explore the reasons it is important for you to consider retaining a NH injury attorney to handle your case.

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Statute of Limitations

Typically under New Hampshire law, those who have been injured have three years from the date of the injury to file a claim. This is known as a “statute of limitations.” This is a hard-and-fast deadline. Therefore, under the law, you have three years from the date you knew (or should reasonably have known) of your injuries to bring a claim. Otherwise, you are forever barred from seeking monetary compensation for those injuries. Moreover, if a lawsuit is not filed within this three-year time frame, the insurance company will have no incentive to settle your claim. It is, therefore, very important that you contact an experienced New Hampshire injury attorney early on in the process. Your attorney can immediately file a claim with the at-fault driver’s insurance company and can begin settlement negotiations on your behalf and filing your lawsuit if the case cannot be settled.

The Insurance Company is NOT on Your Side

Contrary to their oftentimes catchy advertisements and slogans, insurance companies are not on the side of injured victims. In order to generate business they advertise constantly and make themselves out to be a good neighbor or, with them, you are somehow in good hands. It is important to remember that insurance companies have a financial stake in not compensating you for your injuries. They are, in fact, not on your side. Remember that insurance companies are, first and foremost, businesses. For insurance companies, you – the injured victim – are not the priority, and the insurance company’s aim is not to do the right thing or the fair thing on your behalf. Their strategy is to delay, deny, and defend any claim brought against them. Fighting to ensure that you are fairly compensated for your injuries is the job of the NH injury attorneys at the Law Office of Manning & Zimmerman, PLLC.

A New Hampshire Injury Attorney Will Review the Facts of Your Case

Unfortunately, many injured victims settle their personal injury case for much less than a fair and just amount. By contacting an experienced New Hampshire injury attorney after you have injured, the attorney will review your medical records and bills, the facts of your case – the how and where your injury happened –  in order to determine a settlement value for your case. Your injury lawyer can also advise you whether you are better off accepting a settlement offer or going to trial. Initially insurance companies will offer very little money to settle your claim, leaving your attorney to consider filing a lawsuit in order to encourage the adjuster to fairly evaluate your claim and offer a fair settlement.

Settlement versus Trial

As the injured victim, the decision whether to accept a settlement offer or take your claim to trial is yours to make. Settlement negotiations often go back and forth between the injured victim’s attorney and the insurance adjuster or defense attorney. At this point, the insurance company will make a final offer or an impasse is reached.  The experienced NH personal injury attorneys at Manning & Zimmerman, after considering all of the facts and circumstances of your case, will advise whether you should accept an insurance company’s final settlement offer or proceed to trial.

Your New Hampshire injury attorney at Manning & Zimmerman will consider several factors in helping you decide whether or not you should accept a settlement offer, or proceed to trial. These factors include the way in which the lawyer believes you and other witnesses and health care providers may present at trial, the weight of the medical evidence, your medical bills, and the nature and extent of your injuries and their degree of permanency.

Taking a case to trial always involves some degree of uncertainty and requires that you give up control of your case, leaving it up to a jury to decide. Jury members have a duty to decide your case fairly and impartially, but they do not know you and the pain and suffering you have experienced as a result of your injuries.

Contact a New Hampshire Injury Attorney

In some cases, it is preferable to accept a settlement offer rather than face the uncertainty of a trial. Personal injury trials often require expert testimony from both sides, especially from physicians and other health care providers. In addition, you and your lawyer will be preparing for, and sitting through, one or more full days of trial in a courtroom. An experienced New Hampshire injury attorney at Manning & Zimmerman will review the facts and circumstances of your case to help you determine whether or not it’s preferable to settle your case or proceed to trial.

If you or a loved one have been injured through no fault of your own, contact the New Hampshire injury attorneys at the Law Office of Manning and Zimmerman, PLLC. For a free consultation, call (603) 379-6319.