Manchester Car Crash Lawyers Discuss Insurance Claims for NH Car Crashes
According to the Manchester car crash lawyers at Manning & Zimmerman Law, it is very important to buy as much car insurance as you can afford. This recommendation is made to protect you and your family. Insurance is purchased to provide coverage and protection in the event that we harm someone else. Insurance can also protect you if you are injured by someone who has no insurance or insufficient insurance. In New Hampshire, insurance is not required for drivers unless that driver has already had an uninsured at-fault crash.
Have you been injured by an uninsured driver? If so, your Uninsured Motorist Coverage will protect you and compensate you and your family for your losses and harms. If someone else causes a crash that results in injuries, you may have an insurance claim. Be sure to gather the other driver’s insurance information, provided they have insurance. You may also have to request a copy of the investigative report from the police department.
If the responsible driver has insurance, you will likely receive a phone call or a letter from the insurance company. We do not recommend that you give a recorded statement to the insurance adjuster before you speak with the Manchester car crash lawyers at Manning & Zimmerman Law. Insurance adjusters are trained to take statements that help them delay, deny, and defend against compensating you for your losses. We provide a free consultation for those hurt in a car crash or in any other personal injury matter.
Contact Experienced New Hampshire Injury Attorneys for a Free Consultation
The NH injury attorneys at Manning & Zimmerman Law are pleased to present the 2018 Justice Served Awards. These recognitions honor each of these nominees for their commitment to a safer, more just America.
Holding Human Traffickers Accountable For Their Crimes
Martina E. Vandenberg is the founder and president of The Human Trafficking Legal Center (HT Legal), a pro bono legal organization that trains lawyers to provide legal support to human trafficking victims. Vandenberg and HT Legal hope to decrease human trafficking, estimated to affect more than 400,000 people in the United States, through three objectives:
Hold the U.S. government accountable. The government rarely prosecutes human trafficking cases, and even when it does, victims often are denied financial restitution. HT Legal conducts research to expose failures in the system, reach out to prosecutors and drive legal reform.
Deter human traffickers by forcing them to pay compensation to victims. Even if traffickers are not prosecuted for criminal charges, there is another option for victims: civil litigation. HT Legal trains attorneys willing to represent victims at no cost and seek damages from traffickers and third parties that benefit from trafficking.
Challenge impunity through strategic litigation. HT Legal and its partners use strategic litigation as a catalyst for this change by forcing government action, driving legal reform, punishing perpetrators and compelling companies to end or prevent abuses in their business practices.
Through HT Legal, Vandenberg has trained more than 3,200 pro bono attorneys nationwide to handle human trafficking cases.
Stemming the Tide of Opioid Abuse Through Litigation
Mike Moore is a lawyer and former attorney general for Mississippi. In 1994, Moore was the first state attorney general to sue the tobacco industry for lying about nicotine addiction and to hold companies accountable for the cost to the public of treating sick smokers. He persuaded lawyers and other AGs from across the country to take on Big Tobacco, resulting in a $246 billion settlement, still the largest in U.S. history.
Last year, Moore decided to turn his sights on Big Pharma and the opioid abuse epidemic. Deaths from prescription opioids – drugs like oxycodone, hydrocodone, and methadone – have quadrupled since 1999. Moore and his colleagues argue that the original marketing for OxyContin (by drugmaker Purdue) as non-addictive was based on questionable research. Since then, more than 400 cities, counties and Native American tribes have filed lawsuits against pharmaceutical manufacturers, distributors and pharmacy chains. As with the settlement from Big Tobacco, Moore hopes to take any damages awarded and put it toward opioid abuse education and prevention.
Protecting Employees Victimized by Sexual Assault
Forced arbitration clauses, which are now used by a wide range of companies, are now found in over 55 percent of employment contracts. Instead of going to court, employees must settle the dispute in secret arbitrations, usually by an arbitrator chosen by the defendant. In cases of sexual assault or harassment, these forced arbitration clauses can protect harassers from public consequences, opening the door to serial and long-term harassment.
Forced arbitration clauses not only protect abusers from a court of law, but also silence employees from speaking publicly once through arbitration. Gretchen Carlson, a former Fox News anchor, sued Fox News after she was fired for allegedly refusing sexual advances from Fox News Chairman Roger Ailes. Fox attempted to have her claims adjudicated in closed-door mandatory arbitration instead of court, effectively requiring that the details of her case be legally hidden from the public. Since settling her lawsuit with Fox News, Gretchen Carlson has been an advocate for legislation that prohibits forced arbitration clauses in employment and consumer contracts.
Wife of Husband Killed in Tesla Wreck Hopes to Prevent More Deaths
Walter Huang died on March 23 after his Tesla Model X, which had engaged its Autopilot system, crashed head-on into a barrier on Highway 101 in California. Walter was a 38-year-old engineer, husband, and father of two young children. When Walter’s wife, Sevonne, saw the crash on the news, she knew right away it was her husband. Sevonne said she not only recognized his car, but knew that her husband was involved when she saw where the crash occurred. Walter had previously complained about the car moving toward that same barrier while on autopilot before the crash.
Despite settling a class-action lawsuit with several Model X and Model S customers, which alleged that the assisted-driving Autopilot system was “essentially unusable and demonstrably dangerous,” Tesla still blamed Walter Huang for the crash in a statement. Sevonne has hired a firm to sue Tesla in an effort to bring them to justice and prevent future crashes. “I just want this tragedy not to happen again to another family,” she said.
About the Justice Served Awards
The Justice Served Awards celebrate the stories of injured people, their families, and advocates who make a difference in protecting the health, safety, and legal rights of others by helping to:
Uncover negligence or other irresponsible behavior by organizations that put their interests ahead of the public interest;
Prompt government action by shedding new light on defective products, services or other practices;
Trigger manufacturing and quality assurance practices that lead to safer products and services; and
Increase public awareness that helps prevent additional injuries and protect an individual’s right to civil justice in a court of law.
Contact Experienced NH Injury Attorneys for a Free Consultation
Have you or a loved one been injured due to another person’s careless acts? If so, it is essential that you have the competent legal representation of NH injury attorneys from the onset of your case through litigation. Big insurance companies have lawyers looking out for their interests and you should too!
New Hampshire is one of the few states in the U.S. that does not require its drivers to carry car insurance. In cases where one driver’s fault causes either property or bodily damage, the driver is required to pay for any expenses that the injured party suffers. The at-fault party’s license is suspended until they can show they can pay for the crash they caused. Sometimes they do this out of pocket. Other times, they come up with a repayment plan. Purchasing car insurance after a crash is another way to cover the costs owed to the injured party.
Have you been in a serious car crash? If so, did it involve bodily injury and/or major damage to your car? In that instance, it helps to have a NH injury lawyer representing you in your uninsured motorist claim against the at-fault party. The Law Office of Manning & Zimmerman PLLC has helped numerous New Hampshire motorists recover damages from negligent drivers who either did not carry car insurance or did not carry enough car insurance.
Worst Case Scenario: The Motorist Won’t or Can’t Pay
No insurance system in any state is foolproof, and New Hampshire has its strengths and weaknesses. If an uninsured driver causes a major crash they can prove payment by purchasing car insurance. Their new car insurance policy would cover the difference. But what about situations in which a motorist cannot afford car insurance?
While you can sue the motorist directly and their license won’t be restored until they start paying you for your damages, a motorist who cannot afford to make insurance payments is not a motorist who has a vast quantity of assets. You can sue them and win a verdict. But if they file for bankruptcy, you still may never see very much of the money they owe you. Now what?
This is where having uninsured motorist coverage can be a great asset. This form of insurance covers you in the following three cases:
The at-fault driver is uninsured;
The at-fault driver does not carry enough coverage to settle your damages;
You’re involved in a hit-and-run crash.
When a motorist is uninsured and causes a crash, your uninsured motorist policy pays out. In other words, you make an uninsured motorist claim against your own policy and the insurance company reimburses you for your damages. They can then turn around and sue the at-fault driver for the money they paid to you.
Understanding Uninsured Motorist Coverage
The State of New Hampshire requires auto insurance companies to offer Uninsured/Underinsured Motorist Coverage (UMC) in an amount that equals your liability coverage. So if you have a liability coverage of $25,000, the insurance company must offer you a UMC of $25,000. If you carry $75,000 in liability coverage, the insurance company must offer you a UMC of $75,000.
The reason the state has to force insurance companies to offer this insurance is because they would really rather not. Simply put, if forced to pay out should an uninsured motorist causes a crash, it can be difficult to recover that money from the motorist. In many instances, they will look for reasons to deny your uninsured motorist claim.
Are you locked in a battle with an insurance company over a claim? If so, it helps to have a New Hampshire injury lawyer prepare the case for you.
Why? Because insurance companies will go out of their way to deny a claim whenever possible. Every claim you make needs the backing of proof. A Manchester injury attorney at Manning & Zimmerman Law can help you with this process.
Manchester Truck Crash Lawyers Discuss Common Causes of Truck Crashes
Did you know that commercial trucks are six times the length of an average vehicle and nearly 20 times their weight? It seems like every day that we see a story about one of these trucks being involved in a collision. Passenger cars share the roadways with commercial trucks, and when a collision occurs, drivers and their passengers often sustain extensive damages and injuries, sometimes with tragic results.
Driving a truck for a living requires skill, patience, and the ability to react quickly. Commercial vehicles of all sizes need to be aware of their surroundings at all times. Passenger vehicles must also use caution when driving near these vehicles.
The following issues are the most common causes of truck-related collisions:
The driver was inadequately trained to operate the vehicle
The driver was operating the vehicle for more hours than allowable by law
Unrealistic schedules caused the driver to operate the vehicle recklessly
The trailer was packed incorrectly, causing the trailer to shift while moving
Proper maintenance was not performed on the truck, causing mechanical failure
Falling asleep while driving or using medications that make an operator drowsy
Contact Experienced Manchester Truck Crash Lawyers for a Free Consultation
Have you or a loved one been injured in a truck-related collision? If so, it is essential that you have competent legal representation from the onset of your case through litigation. Big insurance companies have lawyers looking out for their interests and you should too!
New Hampshire Car Crash Attorneys Discuss Distracted Driving Cases
The New Hampshire car crash attorneys at the Law Office of Manning & Zimmerman see it all the time. A driver is making their way down the road, carefully, responsibly, and obeying all the Rules of the Road. Suddenly, and seemingly out of nowhere, another vehicle causes a collision.
If you have been the victim of a car crash, you rightly want to know how that other driver didn’t see you. How did they not see the red light or the stop sign? What could they possibly have been doing that they drove so carelessly, endangering your life and the lives of other drivers, and pedestrians as well? Who would drive like that? Why would they drive like that?
Distracted Driving on the Rise
We live in an age of ever-increasing distraction. We see people walking down the street all the time with their head down looking at their smartphone. Checking email and texts. Dialing a phone number. Doing all kinds of things except the most important thing; paying attention to what they are doing!
Now take the scenario above and place the person as the driver of a car. Talking. Checking email. Texting. Making a music selection. Again, doing all kinds of things except the most important thing; paying attention that what they are doing!
Study after study has shown that, despite knowing how dangerous it is to engage in distracted driving, people do it anyway. Teenagers acting like teenagers – while operating a several thousand pound piece of machinery at high rates of speed! Workers stressed out about running late for an appointment. And yes, parents, who despite knowing that they are endangering the lives of their children, do it anyway.
New Hampshire’s Distracted Driving Law
In response to the overwhelming evidence that distracted driving was on the rise, the New Hampshire Legislature passed a law in 2015 banning the use of any hand-held electronic devices while driving. The law took effect after a lengthy public education campaign. It warned New Hampshire drivers about the dangers of, and penalties for, driving while distracted.
The ban includes the use of hand-held devices even when drivers are stopped at a red light. This means that if you have stopped for any reason without pulling off the roadway, you may not use a hand-held device. Restricted devices include cell phones used for emailing, calling, and texting, as well as GPS systems. Hands-free cellphone operation is permitted. These regulations are stricter than the prior law that only restricted texting while driving. Additionally, all similarly distracting activities are prohibited. The law also bans all minor drivers from any cell phone usage while operating a vehicle, even if they are using hands-free technology. Emergency calls are still allowed.
Penalties for Violations
The first offense results in a fine of $100 for those found to be in violation of the law. The second offense results in a $250 fine, and the third offense within two years results in a $500 fine. Additional penalties may be assessed in addition to the monetary fines.
Contact our New Hampshire Car Crash Attorneys
If you have been injured by a distracted driver and would like more information on filing a personal injury lawsuit, contact the New Hampshire car crash attorneys at the Law Office of Manning & Zimmerman. We may be reached at (603) 605-0547 or by email at info@MZLawNH.com. Stricter distracted driving laws may enable victims of negligent drivers to receive compensation for their injuries. This includes medical expenses and compensation for lost wages.
Experienced. Knowledgeable. Personally Committed to Justice.
Areas Served: The attorneys of Manning & Zimmerman represent clients in courts and cities throughout New Hampshire, including: Manchester, Nashua, Concord, Derry, Dover, Rochester, Salem, Merrimack, Hudson, Londonderry, Keene, Portsmouth, Bedford, Goffstown, Laconia, Hooksett, and Hillsborough County, Rockingham County, Merrimack County, Strafford County, Grafton County, Cheshire County, Belknap County, Carroll County, Sullivan County, and Coös County.